Bankruptcy Resources and Helpful Information
Here are some links to other websites you might find helpful before and during the bankruptcy process.
Pre-Bankruptcy Credit Counseling
Before your bankruptcy case can be filed, you must complete a credit counseling course. Most of my clients complete this course online, and it will require approximately 45-60 minutes of your time. You will find a document that explains credit counseling in greater detail, and step-by-step instructions, under the “Getting Started” tab on this website. Although many agencies have been accredited to offer the credit counseling course, and you are free to use any of them, most of my clients prefer the online services of Cricket Debt Counseling.
Cricket Debt Counseling: www.cricketdebt.com
Post-Bankruptcy Debtor Education (Financial Management)
Within ninety days after your bankruptcy case has been filed, you must complete a two hour debtor education course that will assist you in better financial management going forward. You must complete this course before you will be eligible for discharge. You will find a document that explains debtor education in greater detail, and step-by-step instructions, under the “Getting Started” tab on this website. Although many agencies have been accredited to offer the debtor education course, and you are free to use any of them, most of my clients prefer the online services of Solid Start.
Solid Start: www.solidstartfinancial.com
Court Records
To check the status of any lawsuits currently pending against you, including foreclosure, you may wish to visit the appropriate Clerk’s website.
Hamilton County: www.courtclerk.org
Clermont County: www.clermontclerk.org
Warren County: www.co.warren.oh.us/clerkofcourt
Butler County: www.butlercountyclerk.org
Montgomery County: www.mcohio.org/revize/montgomery/government/clerkofcourts
Chapter 13 Bankruptcy Case Information
To check the status of your Chapter 13 case, including an accounting of all payments received from you, and all payments disbursed to your creditors, you may visit the Chapter 13 Trustee’s case management website.
Chapter 13 Trustee’s Website: www.13datacenter.com
Chapter 13 Online Case Access Instructions (PDF)
Automobile Information
If we have discussed Chapter 7 redemption of your car (redemption is explained in greater detail elsewhere on this website), or you wish to investigate the current value of your motor vehicles, you may wish to visit the following websites.
722 Redemption Funding: www.722redemption.com
Kelley Blue Book: www.cars.com/go/kbb/kbbInput.jsp
NADA: www.nadaguides.com
Income Tax Information
To obtain transcripts of missing income tax returns that are required for your bankruptcy, or to investigate the status of a corporation or limited liability company in which you have an interest, you may wish to visit the following websites.
IRS Tax Transcripts: www.irs.gov/taxtopics/tc156.html
Ohio Department of Taxation: http://tax.ohio.gov
Ohio Secretary of State: www.sos.state.oh.us
Directions to Bankruptcy Courts
Cincinnati (PDF) (please note that your initial Meeting of Creditors will be held in a different location)
Dayton (PDF)
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